Our Services

At no cost to you we provide an unbiased service to help you make smarter and more informed decisions and help protect what matters most to you.

Our advice will take into account your individual needs and circumstances. Thus reducing the stress of deciding which suite of benefits, amounts of cover and/or providers to go with and who to trust. We also justify our recommendations in writing to you with independent research provided by QPR (Quality Product Research Ltd) based in Auckland who assess the cost and provide quality analysis of different provider’s terms and conditions of benefits and policy wordings.

Income ProtectionKeep providing for your family in the event of illness or injury. It is arguably the most important policy that you will ever need.

Income Protection

Keep providing for your family in the event of illness or injury. It is arguably the most important policy that you will ever need.

Health & Medical InsuranceProtect the health of you and your loved ones by accessing the best treatment in New Zealand.

Health & Medical Insurance

Protect the health of you and your loved ones by accessing the best treatment in New Zealand.

Standard Life InsuranceProtects your loved ones in case you are not there to earn an income and support them.

Standard Life Insurance

Protects your loved ones in case you are not there to earn an income and support them.

Premium Life InsuranceLife insurance that includes premiums which don’t go up with age.

Premium Life Insurance

Life insurance that includes premiums which don’t go up with age.

Business Protection &  Key Person InsuranceContributions towards replacing a key staff member for one or two years, if that person is unable to work due to sickness or injury.

Business Protection &
Key Person Insurance

Contributions towards replacing a key staff member for one or two years, if that person is unable to work due to sickness or injury.

Mortgage Insurance &  Mortgage ProtectionMortgage Insurance covers your monthly repayments in the event that you be unable to make payments.

Mortgage Insurance &
Mortgage Protection

Mortgage Insurance covers your monthly repayments in the event that you be unable to make payments.

Critical Illness &  Trauma InsurancePays you a lump sum in the event of a major illness, accident, or if you are diagnosed with any one of a range of medical conditions.

Critical Illness &
Trauma Insurance

Pays you a lump sum in the event of a major illness, accident, or if you are diagnosed with any one of a range of medical conditions.

Total & Permanent DisabilityPermanent Disability Insurance pays you a lump sum benefit if you are unable to ever work again in your own occupation

Total & Permanent Disability

Permanent Disability Insurance pays you a lump sum benefit if you are unable to ever work again in your own occupation

​ACC Assessment & OptimisationGet more coverage at a lower cost with ACC Optimisation. Comes with Cover Plus Extra.

​ACC Assessment & Optimisation

Get more coverage at a lower cost with ACC Optimisation. Comes with Cover Plus Extra.


Insurance Providers

We provide specialised advice to help you find the right product mix to suit
your needs with the support of the very best New Zealand insurance providers: